Clive is originally from Devon, but lived in various parts of the country during his retail management career with Marks & Spencer. He eventually returned to Exeter and started as a Financial Consultant in the Lloyds TSB banking group. After five years he joined Bradford & Bingley as an Independent Financial Adviser and in 2000 established his own successful financial advisory practice in Exeter. Clive joined the the Board of City Financial Planning in 2012.

He was awarded the prestigious Chartered Financial Planner designation by the Chartered Insurance Institute (CII) in 2008. This is the profession's gold standard for financial planners and confirms that he satisfied rigorous qualification criteria through passing specialist examinations. With extensive experience, he offers a thorough planning service covering all aspects of financial advice. Clive tailors the advice to the specific requirements of personal and corporate clients. He also holds specialist qualifications in Long Term Care planning and Lifetime Mortgages.

Clive is married to Louise and they have two daughters, Lucy and Amy. During his spare time, he enjoys playing golf and supporting Exeter Chiefs.

Sandra has been in financial services for over 20 years, working with both NatWest & Aviva managing teams of financial advisers. Having been successful in her roles within the corporate sector, she joined City Financial Planning in 2002, and since became a Director in the Company. Her role at City is a combination of supervision, business development and advising clients. Sandra enjoys meeting and working with people, and prides herself in having an open and friendly approach, believing one of the most important aspects of her role is trust.

Sandra is able to advise in all areas of financial planning, including mortgages, protection, equity release, investments, pensions and long term care. Having achieved her Chartered Insurance Institute (CII) Diploma in Financial Planning, Sandra is now working towards her Chartered status, the premier title for the professional financial adviser.

In her personal life, Sandra is married to Paul and has two step children Josh & Harry; she enjoys keeping fit, travelling, skiing, cooking, theatre and generally socialising with friends & family. Her philosophy is you only get one chance at life, so enjoy it!!!

Ken has been a Financial Adviser for over 16 years and started his career in home service with the Co-op Insurance Society. 10 years ago he successfully moved into the banking sector and enjoyed offering advice to a variety of corporate and personal clients.

He is a member of the Personal Finance Society and holds the Chartered Insurance Institute Diploma in Financial Planning and is studying towards Chartered Status.

Ken considers that clients can only truly benefit from receiving professional financial advice through seeing an Independent Financial Advisor, who can assess all their needs and offer a bespoke solution. He currently offers advice on all aspects of retirement planning, savings, investments and protection needs.

Prior to working in Financial Service, Ken worked as a chef in various restaurants in the South West, had his own catering business and also received training while working in Switzerland for one year.

Ken lives in Newton Abbot with his wife and 3 children. He has a passion for hill walking; in fact he recently completed the 3 peaks challenge climbing Ben Nevis, Scafell Pike and Snowden all within a 24 hour period.

Jan came into Financial Services in 2008, nothing like a challenge with a recession on. Having come from a senior position in Property Development, she was keen to continue working with people and providing solutions to life planning. Jan then set about qualifying in all aspects of Financial Planning to best serve her clients, providing holistic advice on Investment, Pensions, Protection, Equity release, Long term care and Mortgages.

Away from work Jan is married to Chris with two grown up step children and two granddaughters. She enjoys being with her family, travelling, reading and has also recently started to learn to paint.

Kypros joined City Financial Planning as a Director in January 2000. He advises clients with regard to Long Term Care Planning, Inheritance Tax Planning, pre and post retirement needs with regard to bespoke pensions, investment and holistic financial planning needs, as well as providing corporate financial advice to a wide range of companies. Kypros has much experience of working closely with tax consultants, accountants and solicitors advising their private and commercial clients. Having worked in various areas of the financial services industry since the early 1990's Kypros spends much of his time in the South West and London. Kypros is a member of the Personal Finance Society and is currently working towards the Chartered qualification with the Chartered Insurance Institute.

Kypros is an equity owning Director of City Financial Planning and takes IT and telecoms responsibility for the City Group of companies.

Kypros in his spare time trains as a Biathlete, Triathlete, Laser Run, and Biathlon, competing for GB at European and World level as well as supporting his family, Sue and Emily, in their various sporting pursuits. Kypros is also qualified as a swimming official for both pool and open-water at a local, national and international level including IPC World Champs and Special Olympics.

Kevin has been providing bespoke financial advice to families in the SW for over 16 years. He prides himself on attention to detail and works closely with his clients to ensure a complete holistic solution is produced to meet their needs, which is then reviewed annually to ensure continued suitability.

As a Chartered Adviser and an Associate of the London Institute of Banking and Finance, Kevin has a high degree of experience, knowledge and expertise in the fields of; Investments, Pensions (including Transfers), Later Life Planning, Inheritance Tax Planning and Trusts. He believes that you can only get a truly holistic solution from an Independent Financial Adviser working in conjunction with the other professional disciplines as they naturally complement each other.

Kevin spends his spare time with his family, enjoying the best that outdoors Devon has to offer. He is a keen sports fan who enjoys watching the Exeter Chiefs and his childhood team, Watford Football Club, as painful as that can be.

Tim has over 30 years Financial Services experience starting with Prudential where during his 20 year career he enjoyed a variety of roles in retail distribution including the launch of Egg the internet Bank . He later joined a London based consultancy where he managed projects and opened new opportunities in Poland that included the design of training and client relationship strategy. Tim joined City Financial Planning in 2001 where he offers full financial planning advice working in conjunction with his clients.

Tim is an equity owning Director of City Financial Planning and takes operational responsibility for finance and personnel.

Tim is married with an adult daughter; he enjoys walking reading and music which he states he is more successful at listening to than playing.

Andrew has been a Financial Consultant for over 18 years & joined the company in 2004. He currently manages over 20m of clients assets. He holds the Chartered Insurance Institute Diploma in Financial Planning and is currently studying towards Chartered Status.

Andrew believes that professional financial advice can add significant value to individuals and to businesses. It is because of this belief that he is able to offer a comprehensive ongoing review service designed to create real value for his clients.

He advises both pre and post retirement individuals on all of their financial planning needs. He also provides investment advice to professional and private trustees and attorneys. He works closely with a number of solicitors and accountants advising their clients.

Andrew holds the relevant qualifications to provide advice on care fees planning. These qualifications add to his specialist knowledge in this increasingly important area of Financial Planning. He has given a number of presentations on the subject to Local Authority Carers Groups and Over 60s groups.
Andrew is married with two children. His interests outside of work include golf, walking his dog, cycling and following a number of sports in particular Rugby & Football.